Healthcare enrollment open

Every American can apply for affordable health coverage to meet their needs. To be covered by the Affordable Care Act we can apply for health care coverage through March 31. There are three options in enrolling.

They include on-line enrollment at Healthcare.gov, by calling 1-800-318-2596, or through a local assister. When calling, a real person is available 24 hours a day, seven days a week, to help you enroll in a health insurance plan and answer any questions. Customer service is offered in more than 150 languages.

Another option is calling an in-person assister at any local West Virginia Department of Health and Human Resources, community health center, or other local site. Go to LocalHelp.Healthcare.gov to find local in-person assistance.

There are many benefits to the new affordable health care. Doctor visits, hospitalizations, maternity care, emergency room care, mental health and substance use disorder care, preventive services, rehabilitative and habilitative care, and prescriptions are covered by the insurance plans. Insurance companies can’t deny coverage because of pre-existing conditions.

All insurance plans will have to show the costs and what is covered in simple language with no fine print. Premium tax credit is available to those who qualify to help pay for a health insurance plan.

The health care law helps protect you from medical bankruptcy by ending annual and lifetime limits. Kids can stay on their parents’ health insurance plans until they turn 26.

To take advantage of these benefits, enrollment must be completed in the Health Insurance Marketplace by March 31. For more information contact Donna Smith at Barbour County Health Department at 304-457-1670.